Overview
Centrifuge connects real-world assets to decentralised finance, enabling businesses to access liquidity by tokenising invoices, real estate, and trade receivables as on-chain collateral. Through its Tinlake application and direct MakerDAO integrations, Centrifuge has facilitated hundreds of millions in real-world asset financing. The protocol structures each asset pool with senior/junior tranches, allowing investors to choose their risk-return profile. Centrifuge operates its own Substrate-based blockchain and bridges assets to Ethereum, making it a foundational infrastructure layer for the RWA lending ecosystem.
Key Products & Features
- Centrifuge Chain — purpose-built blockchain for RWA
- Tinlake — asset-backed lending pools
- Senior/Junior tranching — structured credit risk tiers
- MakerDAO RWA vaults — direct integration with DAI
Why This Is NeoFi
Centrifuge is core NeoFi infrastructure: it executes structured lending entirely on-chain, tokenises real-world receivables and invoices for genuine financial utility, and employs institutional-grade tranched pool structures that mirror traditional securitisation.
The three pillars of NeoFi:
- On-Chain Execution: All operations and settlement occur transparently on blockchain, ensuring full auditability and programmability.
- Real-World Financial Utility: Products deliver genuine value in established financial markets — lending, trading, payments, custody, or asset management.
- Institutional-Grade Design: Infrastructure meets the standards of professional finance: robust risk management, compliance frameworks, scalability, and operational resilience.
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