Overview
Ether.fi is a decentralised staking protocol that has expanded into consumer finance through Ether.fi Cash, a Visa debit card that allows users to spend against their staked ETH holdings without selling. The protocol is one of the largest liquid staking/restaking platforms, enabling users to stake ETH while maintaining liquidity through eETH and weETH tokens. Ether.fi Cash bridges DeFi yields with everyday spending, allowing users to collateralise their staked positions for real-world purchases. This combination of non-custodial staking, liquid restaking across EigenLayer, and fiat off-ramp spending represents a new model of crypto-native banking.
Key Products & Features
- eETH / weETH — liquid staking and restaking tokens
- Ether.fi Cash — Visa card backed by staked ETH
- EigenLayer restaking — additional yield through restaking
- Liquid Vaults — automated DeFi yield strategies
Why This Is NeoFi
Ether.fi is NeoFi in action: staking and spending operate on-chain through smart contracts, the Visa card provides direct real-world financial utility for everyday purchases, and the protocol's institutional-grade infrastructure supports billions in staked assets with structured restaking products.
The three pillars of NeoFi:
- On-Chain Execution: All operations and settlement occur transparently on blockchain, ensuring full auditability and programmability.
- Real-World Financial Utility: Products deliver genuine value in established financial markets — lending, trading, payments, custody, or asset management.
- Institutional-Grade Design: Infrastructure meets the standards of professional finance: robust risk management, compliance frameworks, scalability, and operational resilience.
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